UPST Upstart Holdings, Inc.

UPST (Upstart Holdings, Inc.) is a US stock trading at $29.81, -3.47% on the day. mdvin's smart-money engine places it in the WATCHING operator phase, with a GRINDER accumulation style. Current conviction is 31/100 and the Buy Score is 17. The active signal is QUIET. It has ignited 1 time(s) in the last 90 sessions, paying off 45% of the time (typical run +6.8%). Reversal/trap risk is graded LOW. It is currently a Coiled Spring (readiness 43/100) — sitting in the quiet state that preceded its own past breakouts. On fundamentals it looks fair value (quality grade D, analyst upside +39.20%).